An employee is about to terminate. What are my COBRA obligations?
COBRA applies to NY employers with 20+ employees — providing terminated employees and their dependents the right to continue group coverage at their own cost (102% of premium) for up to 18 months (sometimes 36). NY also has Mini-COBRA for employers with under 20 employees, providing similar continuation rights for up to 36 months. Notice timing is strict: employer notice to plan administrator within 30 days of qualifying event; election notice to employee within 14 days after that. Penalties for COBRA notice failures are real ($110/day plus attorneys' fees plus statutory damages). We help clients with COBRA notice templates and timeline tracking.
- Category
- Employee Benefits
- Audience
- For existing clients
- Topic
- Employee Benefits
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