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MorningsideHealth & Risk

Physician Assistants

Portable, scope-aware malpractice coverage that follows your career, not just your employer.

PHYSICIAN ASSISTANTS OVERVIEW

Individual coverage that closes the gaps your employer's policy leaves open.

Physician assistants operate within a complex coverage landscape — your employer provides a policy, but it may not follow you across facilities, cover your moonlighting shifts, or respond if your scope of practice is disputed in a claim. An individual PA malpractice policy provides the portable, comprehensive protection that your career actually requires.

Scope of practice coverage alignment

We verify your policy covers your actual clinical authority — independent panels, satellite locations, after-hours call — not just a restrictive supervision definition.

Moonlighting and second-job protection

Individual policies that cover per diem shifts, urgent care coverage, and independent telehealth work that employer policies provide zero coverage for.

Supervision escalation documentation

Guidance on documenting supervision contacts and escalation decisions — the primary clinical defense against failure-to-escalate allegations.

Career transition portability

Portable coverage that travels with you through employer changes, state moves, and specialty transitions without gaps or tail surprises.

WHO WE SERVE

Who This Is For

PA walking briskly down bright hospital corridor

Employed Physician Assistants

PAs with employer coverage who need individual policies to address moonlighting, scope disputes, and inadequate employer limits.

Stethoscope coiled beside leather messenger bag

Per Diem and Locum PAs

PAs working short-term engagements at multiple facilities who need portable coverage that follows them across assignments.

Gloved hands tying surgical knot with suture

Specialty Practice PAs

Surgical, emergency, and subspecialty PAs operating at the upper boundary of scope with elevated procedural liability exposure.

PA at walnut desk looking out window with laptop

Telehealth PA Providers

PAs delivering clinical services via telehealth platforms outside their primary employment who need explicit coverage for those sessions.

COVERAGE OPTIONS

Key Coverage Types

The insurance products that matter most for physician assistants — placed with carriers who understand your clinical environment.

Professional Liability

Malpractice and errors & omissions coverage defending against claims that your advice, service, or treatment caused patient harm.

Cyber Insurance

Respond to patient data breaches, ransomware, and HIPAA-related cyber events with coverage for notification costs, legal defense, and business interruption.

General Liability

Protection from third-party claims for bodily injury, property damage, and advertising injury — foundational coverage for any business location.

Workers' Compensation

Cover medical expenses and lost wages when employees are injured on the job — required in most states and essential for protecting your staff.

OUR PARTNERS

We work with trusted insurance carriers.

The Doctors Company
Medical Protective
ProAssurance
CNA Healthcare
NORCAL Group
Coverys
MLMIC
Berkshire Hathaway (MedPro)
Philadelphia Insurance
Hiscox

OUR REACH

Morningside + Physician Assistants

3,000+

Physician assistants insured individually

12+

PA malpractice carriers compared per placement

100%

Scope of practice review rate at onboarding

50

States with active PA placements

INDUSTRY RISK PROFILE

Understanding Your Risk Landscape

Physician Assistants face risks that general commercial programs don't address. Here's what we focus on.

Business advisory consultation

ADVISORY SERVICES

Beyond Insurance

Morningside supports physician assistants with advisory and management services that help your practice run better alongside your coverage program.

FAQ

You've Got Questions. We've Got Answers.

The questions physician assistants providers most often ask when evaluating or updating their insurance programs.

GET STARTED

Let's Design Coverage for Your Business

Every business is different. We start with yours.